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COI Real Estate
In the real estate industry, there are various cases where you may need to verify someone’s insurance coverage before hiring them. When a situation like this arises, you’ll use a COI, meaning a certificate of insurance services, to prove that they have the insurance policy and level of coverage that they say they do. Therefore, […]
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Is a Certificate of Insurance the Same as an Insurance Policy?
Insurance policies and certificates of insurance services (or COIs, for short) are two very important legal documents in our space—but a lot of confusion exists around which one is which. Insurance policies can exist without certificates of insurance, but certificates of insurance could not exist without corresponding insurance policies, and in this blog, we’ll explain […]
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What Is Professional Liability on COI?
Liability insurance is a type of coverage that aims to protect your company and any third parties you hire against claims and lawsuits stemming from accidents. While general liability insurance refers to coverage for physical liability risks such as bodily injury or property damage, professional liability insurance covers more abstract risks. In this blog, we’ll […]
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How Important Is a Certificate of Insurance For Contractors?
There are many things that contractors have to deal with in their line of work, from safety concerns on the job to labor shortages during peak seasons to managing their own active insurance coverage and regulatory compliance. In the modern legal landscape, contractors need to know about certificates of insurance services (COIs), which are official […]
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Is COI the same as liability insurance?
Anything that causes injury or property damage could lead to a liability lawsuit. Ensuring that the third parties you hire have the necessary liability insurance is crucial for both your financial and regulatory protection, as well as theirs. Follow along as we cover the basics of liability insurance, the major differences between a certificate of […]
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What Is a COI in Contracting?
Contractors typically carry liability insurance to protect all parties from damage and on-site injuries if anything were to go wrong in the building process and to protect the parties hiring them from downstream risk. Many states legally require coverage as a prerequisite for contractors to get their business licenses. But how do contractors prove that […]
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