General liability is a popular and significant policy in the modern insurance landscape. It provides protection to businesses or individuals from third-party claims of bodily injury and property damage.  We’d like to believe our vendors when they say that they have a general liability policy in place—but blind trust is just not the way the […]

The world of building can be a dangerous one. From falls to falling items to faulty equipment and more, construction is an industry where accidents are highly likely to occur.  That’s where insurance—and the need for proof of it—comes in. In this article, we’re continuing through our Certificate of Insurance 101 blog series to provide […]

In the insurance space, a broker is someone who works as an intermediary between insurance buyers (individuals or businesses in need of coverage) and insurance providers. Brokers help clients find insurance policies that best meet their needs and provide other services throughout the insurance process. They play a valuable role in helping people navigate the […]

The Association for Cooperative Operations Research and Development, known in shorthand as ACORD, is a nonprofit organization that issues and archives insurance forms. The forms they’re most known for standardizing are ones we talk about a lot: certificates of insurance, also known as COIs. Read on as we discuss the importance of ACORD certificates in […]

Carrying adequate property insurance is important for anyone who owns expensive property, whether that be in the form of a car, a house, or other assets. In the cases of fires, human accidents, burglary, or other damages, only insured property will be financially protected. That’s why personal and business insurance coverage is so important. In […]

Understanding how to verify insurance coverage in business is a fundamental part of risk management, compliance, and responsible business conduct. This essential process not only ensures that individuals and organizations are adequately protected but also that they meet necessary obligations, promoting financial security and confidence. The practice of verifying insurance coverage is crucial across various […]

Events can be an excellent way for businesses to market themselves, for industry professionals to gather together in one space, or simply to have a fun time with guests. However, they can also become a breeding ground for unfortunate circumstances that can lead to costly litigation. Often, event holders will want to obtain event liability […]

If you’ve been around the block in business, you know how important it is to have business insurance to cover you in looming and possibly costly situations.  However, do you know how important it is to ensure that your partners have insurance? Do you know how to go about proving that your hires and partners […]

Before you begin working with a contractor or other third party, it’s important to make sure that they’re not bringing any extra financial risk to your business. Of course, every new third party that you employ creates a new layer of risk for your company – unless they’re properly insured. Therefore, it’s a common business practice […]

A named insured is an important term in insurance, representing the policyholder who is being covered by an insurance policy. In this blog, as part of our ongoing Certificates of Insurance 101 blog series, we’ll be discussing the differences between a named insured, an additional named insured, and an additional insured. What Is An Insurance […]