Certificates of insurance (COIs) are official insurance documents that provide proof of someone’s coverage. They’re used in business dealings all across America and beyond—and are a hugely important piece of a business strategy for those trying to mitigate risk and unnecessary litigation. In this blog, we’ll cover answers to common certificate of insurance services questions […]

When it comes to managing risks when working with vendors, contractors, subcontractors, and other third parties, having a clear understanding of certificates of liability insurance is crucial. Navigate the realm of COIs with confidence with our latest guide. In this article, we will explore the key aspects of liability COIs, including what they are, how […]

Any business with an insurance policy, such as general liability insurance or workers’ compensation insurance, has the right as a policyholder to request and receive a COI corresponding to their coverage. A COI, meaning a certificate of insurance, is a very important piece of paper in the business world. It’s essentially a document that validates […]

If you’re unsure about the process of generating a certificate of insurance in order to verify your insurance coverage or want to learn more about how third parties that you work with go about generating certificates, you’ve come to the right place. A certificate of insurance, more commonly referred to as a COI, is a […]

In the past, as businesses began to purchase insurance policies to protect themselves against potential losses, there was no good way of providing proof of coverage besides through the policy itself. As you may well know, insurance policies are complex and lengthy documents, and verifying coverage by scouring through them is a cumbersome and time-consuming […]

The difference between an “insured,” or the person who purchases coverage from an insurer, and an “additional insured,” or a third party added to a policy, can be a little confusing to understand. To help, here are some truths about additional insureds: Additionally, a “certificate holder” is a person or organization that holds the certificate of […]

While running a business with liability insurance, you’re going to be asked to add an additional insured endorsement to your current policy by one of your clients or by a hiring company. Once you go through the steps to add an additional insured to your policy, if you decide to, proving you’ve done so is […]

Following two years of virtual events, award winners will be announced during an in-person gala at the JW Marriott on Saturday, April 23, 2022 INDIANAPOLIS (February 16, 2022) — TechPoint, the nonprofit, industry-led growth initiative for Indiana’s technology ecosystem, today announced the nominees for its 23rd annual Mira Awards program presented by Salesforce. The Mira Awards are the […]

Valid, compliant certificates of insurance are the primary tools companies can use to control risk, especially if they hire third parties such as subcontractors. Incorrect and fraudulent COIs are tools for third parties who want to hide their lack of proper coverage and want to remain employed.

If you are an independent insurance agent, then you know that you have a lot to do on your own. Without the backing of a national issuer, you have to fight an uphill battle to keep your agency solvent. You need an advantage or, in the least, assistance to even the playing field.